I currently have the following scores:
EQ 560
EX 581
TU 612
As far as baddies I have:
1 - utility account that was 120 days in Aug 05 - account was actually closed in 2002 and paid in 2005
2 - 3 -30 days on a Cap1 account in 2003
3- 2-30 days on Nissan account in 2003
My credit limits = $6000 and my balances are at about $5800
What suggestions does anyone have on increasing my credit scores?