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Big difference between three fico scores.

Moderator Emeritus

Re: Big difference between three fico scores.



oracles wrote:
so does that mean the wamu score will always be lower or the same but never more than the myfico score? I also thought that the wamu score was fico as well and this was a true number.


Nope. Remember that there are different flavors of FICO.
Message 11 of 14
Valued Contributor

Re: Big difference between three fico scores.

no to both questions or the last question? thanks Tucani
Message 12 of 14
Moderator Emeritus

Re: Big difference between three fico scores.



oracles wrote:
no to both questions or the last question? thanks Tucani


Bascially, your PFICO (from WAMU) and FICO (from myfico.com) will probably never match. The FICO you see is the classic\beacon. The PFICO is bankcard enhanced which focuses more on your CC habits.
Message 13 of 14
Established Contributor

Re: Big difference between three fico scores.

Similar questions on duplicate entries. I am working on the Cr's of a couple friends and both reports show numerous entries for the same student loan (10 on one), same account #, same opening date. So each lists the same lates which I am thinking is really trashing their scores.  The only reason I can think of that it shows up that many times is that each semester when there was a new disbursement  for tuition, it created a new tradeline.  Anybody?
Message 14 of 14