@Datdamwuf wrote:
I've been signed up for myFICO since 2010 because of a divorce action.
Since siging up, what I've seen when my score changes makes no sense at all. I have never dropped below 800 but the score goes up and down by 10 to 15 points every few months. The "changes" to my credit cards are minor, like I have a $30 charge on a card or something else that make no sense whatsoever. Today it dropped a couple of points and the only change to my credit was a small charge on one of the cards I use regularly. In fact the charge is a gym membership that posts every month.
I'd like to know if anyone else is having this experience? WTH?
This all sounds completely normal, particularly for a score above 800. I'm also guessing that the number of cards that report a balance is changing during the month. Do you have some cards that sometimes report a balance and other times report $0.00 balance?
