CC's are paid off what do I do now to raise the score
I just pulled my FICO and it shows all my CC's paid off, however my scores are TU 691, EP 662, and EF 641.
I have no collections, but I do have 1 CC that had a 30 day past due back in 2005. I have student loans that are still in deferment, two car loan, with one having 3 years of history, and 4 installment loans from banks, and department stores.
What can I do now to raise my score even further. I want to get all of them at least in the 700+ range.