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@llecs wrote:
I received my first CCs in years starting last August. In the early fall, one year after about 4-5 CCs first started reporting, I did see some unexplained increases of 10-15 points across each CRA. Figured it was the one year anniversary. Also, the red flag for new accounts opened w/in the past yr disappeared and my new credit went either from bad to not good or not good to good depending on the CRA.
Cool, thanks. I'm hoping for some major boosts. All my scores are right around 700, for some reason Experian too even that is the only one with 'baddies' (two Bally's COs and a Paid Judgment)
By March 1 I'll have 2 inquiries hit 1 year and 4 cards (since they count the 2 Lost ones as 'New Accounts') dropping me from 7-8 to 3-4 New.
I'll also be going from 35% util to 1% and 9 of 12 to 1 of 12 reporting.
One Bally's auto drops off by then too.
Most likely I can get the other Bally and the judgment off too.
So between all of that I'm hoping for some major movement.