Can I get this Medical Paid Collection off with 'Not Mine' (and if so how)?

[Anonymous]

I have been through two rounds of disputes with the CRAs including for a Paid Collection.

Interestingly enough on the first round they said 'We have verified this account belongs to you, for questions contact (Name of Agency/Address/etc.)'

However on my TrueCredit AND MyFico reports the name/acct# only show up for Experian. On Equifax for TrueCredit it shows NO Creditor Name or Account # and on MyFico it shows a weird alphanumeric # for the Agency.

I'm wondering if I'm wasting my time doing a 'Not Mine'.

I asked the Dr. to please say this was reported in error, especially since I contacted him after I PIF to ask what his collection fees were and reimbursed him for them, but no luck as of yet.

What is the worst that can happen if I do a 'Not Mine' on this as it shows neither Creditor nor Agency name, i.e. if I play dumb?

If I do do this, can someone tell me how or provide a form letter, as the last time I used an attorney to do disputes for me.

Merci

[Anonymous]

Disputing with the CRA's "Not mine" when they actually are and the CA has not been instructed by the OC to delete is IMO a waste of time as it will come back verified.

Sending a letter to the CA that "this account was sent to you in error" may do the trick.