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Can someone explain this score jump?!

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sundownskylar
Valued Member

Can someone explain this score jump?!

image.jpg

 

While I dont mind the new points. I'm just confused. I was worried that my AMEX was going to post a high blance, it looks that it worked in my favor. I thought high balances make a dip in your score until you pay them down. 

 

Thoughts? 

 

 

 

Message 1 of 6
5 REPLIES 5
OhioCPA
Frequent Contributor

Re: Can someone explain this score jump?!

If this was an Amex charge card the score jump might be related to the card balance increasing. Since it is a credit card I would assume something else changed on your credit report that caused the score increase.

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Message 2 of 6
sundownskylar
Valued Member

Re: Can someone explain this score jump?!

It's a AMEX GOLD PRG. I check my credit report and nothing else changed. Hmmm

Message 3 of 6
creditlady43
Regular Contributor

Re: Can someone explain this score jump?!

Congrats on the score jump.  I can't wait to join the 700+ club!



Navy Fed Sig. Visa ($27,500)|BlueGreen Encore Rewards ($10,000)|CapitalOne ($6,950)|Discover ($1,000)
Starting Equifax Score: 520 (5/2014) - Current Score: 726
Starting Transunion Score: 613 (5/2014) - Current Score: 733
Starting Experian: 595 - Current Score: 742
Message 4 of 6
HiLine
Blogger

Re: Can someone explain this score jump?!

Maybe some of your inquiries became 6 months old?

Message 5 of 6
HiLine
Blogger

Re: Can someone explain this score jump?!

Or your AAoA or credit history length reached a milestone?
Message 6 of 6
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