There is also a satisfied medical judgment. Was only updated to PAID July of last year because I happened to see it still open, even though it was paid in 2011.
Get those CC paid down. One to 0 the other to 9% or below. Your overall utilization is around 51% which is high. YMMV but I would say between 5 - 10 points for every 10% paid down.
For the judgment, find out if your state allows satisfied judgments to be vacated.
Right. All the merchant accounts are listed as revolving.
So, I'm guessing the total revolving utilization should be under 50, right?
Looks like I have more work to do...it MIGHT be possible to get that judgment vacated in my state...thank you for your help.
What was the PFD attempt on? Also I would consider lowering your credit card utilitzation to the 10 to 20% range which should help your scores.