There is also a satisfied medical judgment. Was only updated to PAID July of last year because I happened to see it still open, even though it was paid in 2011.
Get those CC paid down. One to 0 the other to 9% or below. Your overall utilization is around 51% which is high. YMMV but I would say between 5 - 10 points for every 10% paid down.
For the judgment, find out if your state allows satisfied judgments to be vacated.
What was the PFD attempt on? Also I would consider lowering your credit card utilitzation to the 10 to 20% range which should help your scores.