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Capital One reporting To CRA

Super Contributor

Capital One reporting To CRA

I have an quick question about how capital one and credit cards in general report to the Credit reporting Agencies. I had my last cap one bill statement cut on the eight of august, I only got score watch update about cap one reporting with new balance today. Does it usually take over an week for them to report after the statement cuts ? Is that how most cc are an week after statement cuts , they report to CRA?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
4 REPLIES
Valued Member

Re: Capital One reporting To CRA

I'm not real sure about the amount of time it takes BUT I did read that Cap One is lagging due to the transition of HSBC or something like that. One of my Cap One cards updated today (score watch alert) but I still have one other & my auto loan with them that is still not updated.
Epic Contributor

Re: Capital One reporting To CRA

Super Contributor

Re: Capital One reporting To CRA


mongstradamus wrote:

I have an quick question about how capital one and credit cards in general report to the Credit reporting Agencies. I had my last cap one bill statement cut on the eight of august, I only got score watch update about cap one reporting with new balance today. Does it usually take over an week for them to report after the statement cuts ? Is that how most cc are an week after statement cuts , they report to CRA?


My Cap1's take a few days a week at most

Before you app think...
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Super Contributor

Re: Capital One reporting To CRA

hmm i guess i should wait an week give or take before i should see them report. On an side not i was recently added as AU to wellsfargo account, do i need to wait till statement cuts before i see it added to my credit report or should it be instant and show up with last months info ?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16