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03-30-2008 09:32 AM
03-30-2008 10:24 AM
2 days ago I checked my Exp and Trans credit scores and noticed they've dropped almost 20 points from my last scores. When I look at my score on my Wamu cc site it is still the same as before. Is this new VantageScore correct? What score should I really be looking at today? I am looking into getting a new apt or possibly a condo and don't want to be denied for either!
03-30-2008 12:48 PM
03-30-2008 01:53 PM
03-30-2008 08:48 PM
My husbands FICO scores are 715/730/739 When I pulled them myself before I realized the mortgage company was going to let us see them the one that was the Vantage score told me that and it was way lower than 700 and said he was a credit risk. I find that completely astounding his late payment was 4 years ago and he has nothing else bad. The only issue at the time would have been usage %.
03-31-2008 04:34 AM - edited 03-31-2008 04:35 AM
03-31-2008 06:20 AM
03-31-2008 07:03 AM
tell163 wrote:2 days ago I checked my Exp and Trans credit scores and noticed they've dropped almost 20 points from my last scores. When I look at my score on my Wamu cc site it is still the same as before. Is this new VantageScore correct? What score should I really be looking at today? I am looking into getting a new apt or possibly a condo and don't want to be denied for either!
03-31-2008 04:22 PM
Oh and we have a VA loan but were approved instantly for a different loan as well before we switched lenders. They are only using his FICO scores. Thanks, we close April 15th
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