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Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Check Free? Who is that?

So I pulled my TU report after netSpend sent me a Prepaid MC with my name which I never have applied for. I pulled my report because I fear someone is using my identity. A strange unknow inquries is on my TU report,

 

Check Free

6000 Permeter Dr.

Dublin OH 43017

(614) 564-3000

 

Anyone know who this Check Free is? This company only did a soft inquirie on my report, but still. Want to figure out.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Moderator Emeritus
Posts: 5,267
Registered: ‎03-18-2008
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Re: Check Free? Who is that?

The only thing I know about CheckFree is that it handles the online payments for my Macy's credit card. I don't think they're an independent credit-issuing company, based on the brief research I just did about this company (now owned by Fiserv). Do you have a credit card that also uses CheckFree to process its payments? Then again, I don't know why the company would need to soft you even if you do have a CC that uses CheckFree.
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
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Re: Check Free? Who is that?

 


Lel wrote:
The only thing I know about CheckFree is that it handles the online payments for my Macy's credit card. I don't think they're an independent credit-issuing company, based on the brief research I just did about this company (now owned by Fiserv). Do you have a credit card that also uses CheckFree to process its payments? Then again, I don't know why the company would need to soft you even if you do have a CC that uses CheckFree.

Check Free (now Fiserv) offers many options to its business related customers and has a wide range of customers. Could be a soft pull based on employment check, as example. 

 

Good Luck
May all your dreams and wishes become a reality!
Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
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Re: Check Free? Who is that?

CheckFree has moved around various ownership structures, but among other businesses they provide the "engine" that powers almost all Billpay services.  They offer a direct service, and are providing the service "behind" USAA billpay, NFCIU Billpay and as I said, most banks, as well as Quicken Billpay, which I use.

 

The Billpay shouildn't vause a credit inquiry though...  It never has for me (I used to use MSN Billpay, also a CheckFree product, but moved to Quicken software and bill pay service when Microsoft discontinued MS Money).

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Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
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Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010
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Re: Check Free? Who is that?

Well, the only BillPay service I used so far is Wells Fargo. It is very strange for a BillPay company to pull my credit report. Beside that there is nothing fishy on my TU report.

 

I'll pull my EQ report 3 months later, then EX. I'm pulling this from annualcreditreport meaning I can only pull 1 CR per year.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
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