Reply
Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Check Free? Who is that?

So I pulled my TU report after netSpend sent me a Prepaid MC with my name which I never have applied for. I pulled my report because I fear someone is using my identity. A strange unknow inquries is on my TU report,

 

Check Free

6000 Permeter Dr.

Dublin OH 43017

(614) 564-3000

 

Anyone know who this Check Free is? This company only did a soft inquirie on my report, but still. Want to figure out.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Moderator Emeritus
Lel
Posts: 5,268
Registered: ‎03-18-2008
0

Re: Check Free? Who is that?

The only thing I know about CheckFree is that it handles the online payments for my Macy's credit card. I don't think they're an independent credit-issuing company, based on the brief research I just did about this company (now owned by Fiserv). Do you have a credit card that also uses CheckFree to process its payments? Then again, I don't know why the company would need to soft you even if you do have a CC that uses CheckFree.
Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010
0

Re: Check Free? Who is that?

 


Lel wrote:
The only thing I know about CheckFree is that it handles the online payments for my Macy's credit card. I don't think they're an independent credit-issuing company, based on the brief research I just did about this company (now owned by Fiserv). Do you have a credit card that also uses CheckFree to process its payments? Then again, I don't know why the company would need to soft you even if you do have a CC that uses CheckFree.

Check Free (now Fiserv) offers many options to its business related customers and has a wide range of customers. Could be a soft pull based on employment check, as example. 

 

Good Luck
May all your dreams and wishes become a reality!
Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
0

Re: Check Free? Who is that?

CheckFree has moved around various ownership structures, but among other businesses they provide the "engine" that powers almost all Billpay services.  They offer a direct service, and are providing the service "behind" USAA billpay, NFCIU Billpay and as I said, most banks, as well as Quicken Billpay, which I use.

 

The Billpay shouildn't vause a credit inquiry though...  It never has for me (I used to use MSN Billpay, also a CheckFree product, but moved to Quicken software and bill pay service when Microsoft discontinued MS Money).

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Valued Contributor
trumpet-205
Posts: 2,494
Registered: ‎11-11-2010
0

Re: Check Free? Who is that?

Well, the only BillPay service I used so far is Wells Fargo. It is very strange for a BillPay company to pull my credit report. Beside that there is nothing fishy on my TU report.

 

I'll pull my EQ report 3 months later, then EX. I'm pulling this from annualcreditreport meaning I can only pull 1 CR per year.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}