So...is there a simulator that can handle multiple actions...Say for instance I pay everything down to less than 9% util, pay everything on time, a baddie gets removed, and let's say just aging in general...how do I calculate a score? None of the simulators I have found tell me all that..just one thing at a time..
Yep. One action only. However. You can test each action separately and sorta combine actions on paper. I don't think neg and pos mix. So if you are going to gain 10 points and loose 20, the difference is -10. Combining multiple pos or multiple neg is much harder to figure out.
You can only combine the neg and pos actions. And the left number 25 (25-30) is usually what happens. The right number represents possible factors such as loosing inquiries and more time. Of course this is only my opinion from trial and error and it has been working this way for me. I don't know how POS+POP turns out. But generally if you have a POS action you can combine it with a single NEG action. +20POS and -10NEG = +10POS. For me anyways 5POS+5POS=only 5POS since I only got points for first thing in the same area over a few months time. It is tricky. I think too, some things in some situations may still add POS to your score but are delayed. Who knows. It would be really nice to have the CALC show multiple actions.