New Member
Posts: 3
Registered: ‎04-17-2007

CitiCard Credit Increase Question

I was thinking about requesting a credit increase with my Citicard to lower my total debt to credit ratio...

So I was filling out the request thing and they ask a question "I allow CitiBank to look at my credit history."

Do you think this means they run a "hard" check on your credit report? I always thought credit increases didn't do that...

Does anyone have any insight with this or experience? Thanks!
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: CitiCard Credit Increase Question

Yes.. if you have to fill out the form it will cost you an Inq.

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