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Closed Cap1 & Orchard and EQ FICO went up 5 points today

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Repo-ed
Senior Contributor

Closed Cap1 & Orchard and EQ FICO went up 5 points today

Receieved a SW alert this afternoon.  Upon logging in it alerted me to the closure of the 2 accounts noted above, as well as a 5 point increase to my FICO.

 

That is interesting, or perhaps, it isn't.

 

 

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
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Revelate
Moderator Emeritus

Re: Closed Cap1 & Orchard and EQ FICO went up 5 points today


@Repo-ed wrote:

Receieved a SW alert this afternoon.  Upon logging in it alerted me to the closure of the 2 accounts noted above, as well as a 5 point increase to my FICO.

 

That is interesting, or perhaps, it isn't.

 

 



Likely coincidental: could be something like revolving balances or age of one of your accounts unfortunately.  There may be some magic number where a high number of revolving tradelines starts counting against you, but with your portfolio, you're nowhere near even a hypothetical limit on that one.

 




        
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