07-31-2007 07:52 AM
07-31-2007 08:55 AM
07-31-2007 09:09 AM
07-31-2007 10:13 AM - edited 07-31-2007 10:13 AM
You want $0 balance on closed accounts.
So will closing accounts with smaller balances help? It is my understanding that cards with small available credit lines and not looked upon favorably.
07-31-2007 10:15 AM
It can hurt you if you do not have a lot of credit. I'm 22 years old so for me to close an account is a bad idea because the ratio of having credit versus not having credit. I have a better explanation for it but I'm at work and can't talk much about it!
07-31-2007 10:30 AM
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