nothingman02,
How much did your CA a/c dropped your FICO scores? I'm curious to know how CA a/c affect different category of people if you don't mind stating your AAoA and the age of your oldest account.
Cant asnwer that I'm afraid. I started my credit repair thing this january which is when I pulled my FAKOS. I pulled my FICOs in February after this collection a/c came on my report so Ive no idea what it was before. In fact I'd no idea about anything whatsoever before January of this year. Before then I once last pulled my report/scores in 2005 and never bothered with anything again until the 2009 New years day when I figured I ought to do something about my life and credit and stuff.