01-09-2008 02:11 PM
01-09-2008 02:20 PM
Since the recipe for calculating Fico scores is top secret, how do we know what's the most effective in improving our scores? I recently paid off three collections and I wonder if it will actually make a difference in my score, or am I running myself ragged? Does score improve each year as old debt gets older?
01-09-2008 02:24 PM
01-11-2008 06:36 AM
01-11-2008 06:42 AM
01-11-2008 06:52 AM
cobra19 wrote:I am still trying to figure out that 50 point bump for an almost-7-year-old collection.
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