The Simulator includes missing payments and declaring bankruptcy as baddies for "what if" scenarios, but says nothing about other baddies such as Public Records and Tax Liens. It's too bad the Simulator doesn't cover such other scenarios.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
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