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My score went from 757 to 749 when I used my lowes card for a 1 dollar purchase?
Alert: The balance on one of your accounts has increased
Has anyone ran into this before? about a month ago my score went up when I used a dormant account, and this lowes account I put a dollar on was also dormant.
Thanks
Often the possible "reasons" given for a score change aren't the true reason(s) your score changed. They are only potential reasons.
I once received an alert where my score went up by one point. The "reason" given was that I had a recent inquiry.
Well...no...an inquiry would cost me points, not give me a point. You often have to take myFICO's explanations with a grain of salt. Is it possible there were any other changes?
@nixadm wrote:My score went from 757 to 749 when I used my lowes card for a 1 dollar purchase?
Alert: The balance on one of your accounts has increased
Score Watch alert/Changes to your FICO® ScoreYour FICO® score decreased to 749 on October 21, 2009.Previously reported $0 Newly reported $1 Account balance: $1
Has anyone ran into this before? about a month ago my score went up when I used a dormant account, and this lowes account I put a dollar on was also dormant.
Thanks
Welcome to the forums.
FICO scores are constantly changing. It's not worth worrying about a few points either way. By your score it looks like you are doing just fine!!!
(myfico)
7/09 TU-742 EQ- 779
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
CC interest free as of 8/09
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".