Whoops! Sorry - didn't mean to post so soon.
- I have 3 accounts all with a DLA of 02/01 - but the "status of" dates vary. If they will come off in Feb., then I will just relax and anxiously await to see how that will impact my score.
I have 11 accounts (only 3 accounts have balances), 6 collections, and 2 public records(both judgements have been satisfied) not to mention an embarassing EQ score of 515. I know that I have a lot of mending to do and am prepared to write the necessary PFDs and GW letters, but if I do and the requests are denied, does that change the date from which they are removed?
I did just get an unsecured CC w/ a whopping CL of $300 which I know will help build and have been through the dispute process with all 3 CRA's with no luck.
2 of my negative accounts that are reporting are the same companies that my judgements are from - can anything be done to remove at least one of those? Will it do anything for my score?
I just want to make sure I am doing everything I can to help raise my score. I know that time is needed to do serious mending, but my husband and I would like to buy a home hopefully next year and I would really like to be able to be on the mortgage.
Any advice would be greatly appreciated.
