What are the pros/cons to consolidating all my cards into 2 credit cards? I am to the point that it is okay if my FICO takes a hit for awhile by doing this. I am not looking to buy a home or a car for a few years now. I would just like to have 1 or 2 bills a month instead of 6-7!! 
Thanks for any comments.
Tuscani that "moderator" sign looks good on you! 
SandyK
sankofa wrote:
What are the pros/cons to consolidating all my cards into 2 credit cards? I am to the point that it is okay if my FICO takes a hit for awhile by doing this. I am not looking to buy a home or a car for a few years now. I would just like to have 1 or 2 bills a month instead of 6-7!!Thanks for any comments.Tuscani that "moderator" sign looks good on you!SandyK
Thanks!
Consolidation is fine. Now is the time to do it to since you will be buying a home in a few years. Just remember, your score will take an initial hit but should bounce back after a couple of months.