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Frequent Contributor
Posts: 276
Registered: ‎08-20-2007

Consumer disputes - reinvestigation in process

I disputed capital one auto on my credit report, it had a 30 day late on it, well they changed it to paid as agreed now, which made my score go up 23 points, I am paying as agreed now do you guys think they will put it back to 30 days late?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: Consumer disputes - reinvestigation in process

There are some things FICO will not calculate while a TL is in dispute. Does that mean you should dispute in hopes of increasing your score? NO! This could easily backfire.

Collections and public records do not apply and are never exempt while in dispute. Smiley Happy
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007

Re: Consumer disputes - reinvestigation in process

Account status counts HUGE. Good job on getting it fixed.
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