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Understanding FICO® Scoring

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Posts: 9

Registered: ‎03-17-2011

Credit Card "Authorized User" To Raise Score?

‎03-18-2011 10:29 AM

My mid score right now is 553 and the lender said she needs it up above 620. I'm doing what I can regarding the negative accounts that are on there and I don't currently have any revolving credit accounts. My boyfriend has a Capital One card that he's had for many years. His scores are in the 700s. Would it be beneficial to add me as an Authorized User? Or will Capital One not list the history?

Thank you!

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