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bkemp
Posts: 2
Registered: ‎09-14-2007
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Credit Counseling Inquiries

If I go to a Credit Counseling Agency and they pull what they call a soft touch credit report will this affect my credit score? I am trying to buy a home and I do not want this type of credit report pull to cause any problems.
 
bkemp
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Posts: 16,371
Registered: ‎03-12-2007
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Re: Credit Counseling Inquiries

Soft pulls (inquiries) have no impact on your scores.
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


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