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Credit Karma FAKO and alert today

Super Contributor

Re: Credit Karma FAKO and alert today


audia4 wrote:

myjourney wrote:

audia4 wrote:

myjourney wrote:

You will get a real score now TU every month with that card 


Do they tell you what days you can pull it? How does it work?


After you sign up for paperless statement you can pull it then after that its around the 10th of each month


Around the 10th...I'll have to write that down so I don't forget. Thanks so much.


Smiley Wink trust me you will be like the rest of us you won't forget Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Contributor

Re: Credit Karma FAKO and alert today


audia4 wrote:

myjourney wrote:

audia4 wrote:

myjourney wrote:

You will get a real score now TU every month with that card 


Do they tell you what days you can pull it? How does it work?


After you sign up for paperless statement you can pull it then after that its around the 10th of each month


Around the 10th...I'll have to write that down so I don't forget. Thanks so much.


You will get your first score the same day as you sign up for it. The check my fico score button is all over the account page. After that you will be able to check it anytime as often as you want however it will not refresh until around the 10th business day each month. Within miliseconds of it being available a 5 page thread will have been started and be near the top of these forums for the next 4 days.

Established Contributor

Re: Credit Karma FAKO and alert today

Oh well that helps a lot.  So just keep checking all of the time and when it's time to refresh, it will. That's awesome.  No need to remember then I guess. Smiley LOL

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



Valued Contributor

Re: Credit Karma FAKO and alert today

Mines, FAKO vs. fico are way off. I would not pay that close attention to the fakos.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Highlighted
Established Contributor

Re: Credit Karma FAKO and alert today

Well I got my FICO score today and man was the FAKO score off....off by 43 points!!! Smiley Surprised  That's a HUGE difference. Wow.

TU: 819 EQ: 821 EX 811


**$7500****$30,000*****$13500****$42,200****$10,000***$10,700*****$6000****$11,000*****OPEN****OPEN******$27,000*****11,000



New Visitor

Re: Credit Karma FAKO and alert today

I pulled my credit directly from Experian's website and it showed a credit score of 686. I went to my lender a week later and pulled my credit report and it showed a 555 for Experian. Most people on here are upset about a 50-60 point difference but that's a 131 point difference! 

 

Can anyone tell me what may be the issue? Both are from Experian, both have the same exact accounts, same exact balances, same exact history. The reports do not differ in any way. 

 

Please help.

 

Thanks