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Valued Contributor
Posts: 2,084
Registered: ‎07-17-2012
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Re: Credit Karma?

[ Edited ]

Here is a quick rundown of my TU scores from Walmart and my CK scores for this year -


Walmart - (real TU) - 

01/03/14 - 658

02/09 - 665 

03/05 - 661

04/04 - 656

05/02 - 660

06/03 - 659

07/10 - 656

07/26 - 656

08/05 - 662



01/15/14 - 668

02/15 - 668

03/08 - 668

03/29 - 668

04/21 - 668

05/03 - 668


06/06 - 668

08/02 - 675


Generally about a 10-15 point different. My Merrick GoScore usually looks exactly the same as CK. 


Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500

EQ - 740 / TU - 748 / EX - 748
Valued Contributor
Posts: 5,118
Registered: ‎08-18-2014
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Re: Credit Karma?

maryfuentes wrote:

How accurate is their transunion score?

As a fako score its accu. but as your real FICO TU no. 

Super Contributor
Posts: 7,774
Registered: ‎07-04-2014
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Re: Credit Karma?

Some peoples score is close. But mine no way. Tu fico 710. Ck score. 753. Garbage. Sorry.

Super Contributor
Posts: 7,774
Registered: ‎07-04-2014
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Re: Credit Karma?

I think close if mo baddies. I got 1 paid collection. 4 years old. Just don't know.

Established Contributor
Posts: 670
Registered: ‎07-22-2014
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Re: Credit Karma?

I think Credit Karma had me at 770ish when i was really 755. had me at 650ish though. So I was happy when I came here, something reasonable. 

EQ 772 | TU 769 | EX 7??

AMEX EDP 23k | AMEX BCP 7.5k | CSP 13.5k | FRDM 11.5k | DIT 20k | Citi DC 12k | Pendfed Promise 5k | Pendfed PLOC 5k | BoA 2.5k | Alliant 5yr Secured Loan $500 | 100k in available credit

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