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Credit Limit Increase and Credit Score Drop

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Anonymous
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Re: Credit Limit Increase and Credit Score Drop

No HP's or any other indicators of negative activity.
Message 21 of 23
Anonymous
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Re: Credit Limit Increase and Credit Score Drop


@AnonymousTwo days ago I got an alert from EX saying my score increase 8pts for paying my chase card.

Unfortunately you aren't understanding the way that alerts work, which is a very common misunderstanding on this forum.  You aren't alone.  In the above example, you got an alert for paying your Chase card, not that you got an 8 point increase for paying it.  Any time you get an alert, you'll get a new score to go along with it, but that new score very often has absolutely nothing to do with the alert you received.

Message 22 of 23
Anonymous
Not applicable

Re: Credit Limit Increase and Credit Score Drop


@AnonymousNo HP's or any other indicators of negative activity.

Read Post #5 in this thread, where I give a couple of illustrations on how alerts and score changes can be completely unrelated:

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Amazing-Score-went-up-74-points-after-inquiry/td-p/5158186

Message 23 of 23
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