Credit Report Sourse

[Anonymous]

Every day i spend 2 hours on this forum, and i don`t understand "How are you guys see difference on you report and SCORE up to date. I mean, i saw messages like "yesterday, i paid off my loan and my score increase on 50 points!"
I use TrueCredit site to check my report and score, a can update it onle once in the month. and i pay $16 for that.

Question: What kind of service you using?

[Anonymous]

That reporting service allows you to update "every day if you want"

Some if EQ Score watch alerts us spend a ton of $ on reports.

My Name is TImothy and I have not pulled a "Score Power" report in 16 days.

[haulingthescoreup]

My name is hauling, and I haven't pulled a score in, ummm, well anyways:

You can't update your report on TC daily, but you can PULL it daily, and see if anything has changed. You're at the mercy of your creditors (to report) and the CRA's (to update) in a timely manner. Scores can't change unless and until changes show up on the reports.

A lot of times what you will see are posts from people who have been doing some major work on one or two huge issues, and when they see a change post on their credit report, they cough up for a FICO score. Those few among us with Score Alert and self-discipline will wait (and wait, and wait) for an alert to come so that they can at least buy their EQ score at a discount.