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Besides My FICO, which companies do you use and why? I am looking for a company that provides all three reports with any score change updates.
Thanks
Lots of threads about this hanging around.. but..
I use USAA credit monitoring premium ($12/month) to pull all 3 credit reports every single day. They have PLUS scores, which are not FICO and should not be given much thought, but it's nice to see the upward trend. They are unpredictable, and not generally used by lenders, but if you want a fake credit score, you can get them everyday with USAA.
If you don't pull your report everyday, they will alert you to changes. I pull mine constantly, so I rarely get alerts.
True Credit. At $9.95 a month with daily TU pulls and monthly all 3 pulls + Vantage FAKO scores, it's almost a steal.