Credit Scores

[efrey75]

Hi, I pulled my transunion report/score today, then i went to equifax website and pulled all 3 reports and scores. My question is why would my transunion score from their actual website be 100 points lower on the equifax website?????

[DaveSignal]

They are both different FAKO scores, developed with different scoring criteria and weights.  They are not used by lenders.

[efrey75]

I spoke with a financing manager yesterday and she informed me that they pull from transunion, I just don't see how my transunion on their site is 100 points higher than on equifax. Equifax gave me scores from all 3. I get the whole fako thing.  But wouldn't you think my transunion fako would be the same on both sites? 

[DaveSignal]

They are different FAKO scores with different algorithms, different scoring methods, and different min/max score ranges.  Of course they are going to be different.