Hi, I pulled my transunion report/score today, then i went to equifax website and pulled all 3 reports and scores. My question is why would my transunion score from their actual website be 100 points lower on the equifax website?????
They are both different FAKO scores, developed with different scoring criteria and weights. They are not used by lenders.
I spoke with a financing manager yesterday and she informed me that they pull from transunion, I just don't see how my transunion on their site is 100 points higher than on equifax. Equifax gave me scores from all 3. I get the whole fako thing. But wouldn't you think my transunion fako would be the same on both sites?
They are different FAKO scores with different algorithms, different scoring methods, and different min/max score ranges. Of course they are going to be different.