07-19-2007 11:54 PM
07-20-2007 01:47 PM
Okay, so I'm starting to understand a little,but can someone tell me what the Experian VantageScore was.....Is it a FAKO or a FICO, & how do I know what score is which?? My Experian VantageScore is MUCH higher than my Equifax (100 points); is that normal?? Thanks!!
07-26-2007 03:14 PM
07-26-2007 03:28 PM
Why doesn't the FICO have the interest rate the credit card companies are charging the consumer. Because it seems the credit cards companies are allowed to post deliquent payments, but they fail to state their charging 32% percent interest and it may not even be a default by the consumer.
07-28-2007 06:57 PM
07-31-2007 01:12 PM
07-31-2007 03:16 PM
Did you even read this thread?
I'm somewhat confused but perhaps somebody can help me to undersand. When I ordered my scores from myfico they were 601,669 and 676 but when I review them on Truecredit which is sponsored by Transunion they are 591,603 and 623. To my knowledge both companies use the FICO scoring model. Why would the scores differ between myfico and truecredit?Thanks
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO