Credit Scoring is making me mad.

[Anonymous]

This is worst than the best Roller Coaster. My Score are up one day and down the next. When I think everything is looking great I buy a newer score and BANG it's down about 50 points. 2/9/08 TU 699 Equ 683 Exp 707 2/22/08 TU 639 Equ 678 Exp 714 It's Crazy Robert

[Anonymous]

Sometimes I think it's a mistake for people to pull credit scores often or have credit monitoring products [oooops, Fair Isaac just revoked my mod status ... help me, help me, I'm melting ...].

It's best to concentrate on what's in your CRs and how you can improve them.  Check your scores when it's relevant, e.g., when you're actually going to apply for credit.

Hang in there!

[Anonymous]

I was going to apply for a 65K educational loan to go to Flight School. I didn't get to submit it this morning because I need some school info. So I want to see what my score was so I go one. I need all my scores real close to 700.

[Anonymous]

OK, so you want to apply for credit ASAP.  Can you ask the lender which CR(s) they pull?  How do you know you need 700?

[Anonymous]

I just called them and they said they mostly use Equifax.

[Anonymous]

OK, so focus on that CR first.  What's going on?  Have you read Credit Scoring 101?

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

What's your util?  Anything to dispute? Anything you can try to PFD or GW?