Understanding FICO® Scoring

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Member
browe
Posts: 11
Registered: ‎06-30-2007

Credit Secrets Bible...what is this?

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‎08-04-2007 08:36 PM

I saw an ad for the Credit Secrets Bible.  Amazon.com even sells it.  What is this and is it legit?
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Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Credit Secrets Bible...what is this?

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‎08-04-2007 09:59 PM

Save your money. :smileyhappy:
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DREAMBIG1234
Posts: 19
Registered: ‎07-29-2007

Re: Credit Secrets Bible...what is this?

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‎08-05-2007 05:39 PM

These forums should be your "CREDIT BIBLE"  This is free and the information is more than helpful... 
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CreditBob
Posts: 479
Registered: ‎05-01-2007

Re: Credit Secrets Bible...what is this?

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‎08-05-2007 06:24 PM

I just looked at it online. DO NOT BUY IT!!!!  The same thing goes with having your fico score spiked!!!  For example, in order to get your score from a 600 to around an 800, it will take a few years. Nothing happens in 90 days, unless you have soemthing like a bankruptcy that will being falling off in 90 days, but still it will not be 249 score points.
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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