Credit Sesame & Experian FICO on myFICO

[sghosh5]

for some reason my Experian FICO score here and credit sesame score both almost match. Guess the calculation Credit Sesame uses is identical to FICO? Does any one here check Credit Sesame score?

[mongstradamus]

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@sghosh5 wrote:

for some reason my Experian FICO score here and credit sesame score both almost match. Guess the calculation Credit Sesame uses is identical to FICO? Does any one here check Credit Sesame score?

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that may be coincedental , the creditsesame fako score i get is about 50 points different then experian myfico fico score. I consider that to be quite an huge difference. 

[eviLution]

I pulled my EXP Fico from here last month and it was 725. Credit sesame was 722.

[TG76]

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@sghosh5 wrote:

for some reason my Experian FICO score here and credit sesame score both almost match. Guess the calculation Credit Sesame uses is identical to FICO? Does any one here check Credit Sesame score?

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My Sesame score is 86 points higher than the one I got from here a few weeks ago,  that's a huge Difference and I have no idea why. So in my case I guess the calculation is way off

[Calster]

FWIW, for me, my  MyFico Experian:  756; Credit Sesame:  688,  Absolutely no correlation.  

[Shogun]

I don't put much into there score.  EX FICO lender pull 806,  CS was at 755.  After one new account and 3 recent Inqs, CS showed a drop to 674...  In the Analysis it says...  "Well, it's not the lowest we've ever seen".  I fount that amusing.

[Steelersboy]

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@sghosh5 wrote:

for some reason my Experian FICO score here and credit sesame score both almost match. Guess the calculation Credit Sesame uses is identical to FICO? Does any one here check Credit Sesame score?

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probably coincidence, my fico experian is 728, cs is 731, and Experian is 715, so i doubt it.

[rollerkosh]

Sesame does an ESTIMATE. they even say so in their FAQs. they estimate how much your estimated score is according to Lenders. This is why its free.

[elvigy]

As another data point, my EX FICO was 800 according to Amex while creditsesame had me at 801. So pretty close. However, Quizzle (which I think also pulls Experian) had me at 695. So there's that, for whatever it's worth.

[thom02099]

Coincidental, I believe, but my CS score vs MyFICO score vs CreditSecure from AMEX are all within 5 points of each other, with FICO being the highest and CS being 5 points lower.