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shay2009 wrote:
You've limited the use of your available credit.Ratio of your revolving balances to your credit limits
22% This is listed under whats helping my score right now.....So is that considered low credit usage.....I just want to know how hight can that go before it states that its hurting my fico score
There is no set number for the masses. As your credit improves/ages, 22% may be considered bad for you as FICO has less to gripe about. As an example, I had (once) 16% utilization. Can't remember which report said what, but EQ I think said that 16% was bad. TU, with the exact same figure, said that 16% was good. Same reports on the same day.