Credit Utilization-

BSBRose21 · ‎08-12-2008

Ok right now I have a 587 on Transunion, 578 on Ewuifax, and 543 on Experian. I just paid my only credit card with a limit of $300 from $298 down to $79. I am wondering what I can expect for a point gain on each. I am hoping for as close as 620 as I can get. What are your thoughts?

Anonymous · ‎08-12-2008

Big jump. It's possible

Message Edited by ilovepizza on 08-12-2008 09:47 PM

marty56 · ‎08-12-2008

Get it to $27 for maximum results.

1/25/2021: FICO 850 EQ 848 TU 847 EX

BSBRose21 · ‎08-12-2008

I can get it to $27, but not till the end of the month. Anyways, Capital One reported today to credit bureaus and won't again till Sept. 12th.

Anonymous · ‎08-12-2008

BSBRose21 wrote:
I can get it to $27, but not till the end of the month. Anyways, Capital One reported today to credit bureaus and won't again till Sept. 12th.

Get it to $27 as marty said, and do it before Sept. 10, and you should be golden once Cap1 reports on Sep. 12th (and the CRAs update your reports, which could take an additional 3-10 days or so).