Credit Watch

[Anonymous]

I used myFICO Credit Watch about a year ago as a one month free trial.  Now I purchased the subscription without looking into any changes.  But I have notices some differences about which I have a few questions.  First, how often does the FICO score get updated throught Credit Watch?  The products page says that the Credit Watch offers FICO score and reports 2 times a year.  Does this mean that the FICO score is updated only every 6 months? Also, how much are the TU scores different from the equifax?

Thanks.

[llecs]

MyFICO offers Score Watch and the score will update whenever there's a qualifying event. Here's a handy guide:

http://ficoforums.myfico.com/fico/board/message?board.id=myficoprod&thread.id=373

You do get 2 report with the subscription. The first is used when you sign up and the other is used at your leisure. You also get $5 discounts on future EQ pulls.

Your TU can be lower or higher than your EQ score. It depends on what is or isn't on the report.