Thanks for the reply and the link.
I apologize for not completely understanding what I've just read, I would like to request your advice on my situation.
The thing that confuses me, is where it says "AU's are the best way to go", then it goes onto say that I should "drop relationship with these accounts".
Does this basically say to release myself as an AU after good credit is established? Another question I have is, if I "drop relationship with these accounts" will it decrease my FICO score or will all the history from these accounts remain on my credit report?
Again, thanks for your time and help.