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Credit report and FICO scoring

New Member

Credit report and FICO scoring

My FICO reported an increase on a balance for an account that is not showing on my credit report anymore.

 

Is it possible that this account is still on my report with one of the other Credit agencies?

 

the account was recently removed from my report, so maybe i need to wait a little longer for MY FICO to catch up....

Anyone know any info that would help me

 

Thank you!!!

 

-Lauren

Message 1 of 3
2 REPLIES
Regular Contributor

Re: Credit report and FICO scoring

MyFICO would only report an increased balance if your account was appearing on either your EQ or TU (depending on which product you're watching/paying for).  If you haven't pulled your reports from annualcreditreport.com in the last 12 months, you should pull the one that is the same as your myfico monitoring to determine what's going on. 

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 2 of 3
New Member

Re: Credit report and FICO scoring

Its not appearing on my TU, but im not sure about EQ.

Thank you though, I will pull my report that website and see whats going on.

 

Thanks!!

Message 3 of 3