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@Anonymous wrote:I wanted to see if anyone on this board has paid collections and still have a credit score of 700. I have 3 paid collections for medical form about 1 year ago. I am only using 20% of my credit. I have had a credit history for over 15 years. My mortgage and car payment has been on time. Only a couple of 30-day lates from 6 months ago.Is it still possible to get into the 700 club with collections or once you have a collection, you will always be in the low 600 club?Thanks.
nileshraj wrote:
I wanted to see if anyone on this board has paid collections and still have a credit score of 700. I have 3 paid collections for medical form about 1 year ago. I am only using 20% of my credit. I have had a credit history for over 15 years. My mortgage and car payment has been on time. Only a couple of 30-day lates from 6 months ago.Is it still possible to get into the 700 club with collections or once you have a collection, you will always be in the low 600 club?Thanks.
@marty56 wrote:
Big difference between 9% and 10%. 11 points on TU 16 points on Ex