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Credit score fluctuations

New Member

Credit score fluctuations

Hi All:
I am a newbie to this board.  I was wondering if somebody could give me a clue why my score has dropped 15 points in the last month.  I have closed and paid off about seven credit cards and  paid off a loan.  I am now only using my dividend miles card for purchases which gets the balance paid in full every statement.
I had a derogatory mark on my credit report which through my diligence has been expunged, so that should be a plus, very unsure of why I took a dip!  I would think that it would have not changed much at all or improved.
Anybody, help!
Message 1 of 2
Moderator Emeritus

Re: Credit score fluctuations

Welcome. Please check out the scoring 101 thread. Closing accounts can drop your score. Smiley Happy
Message 2 of 2