I am a newbie to this board. I was wondering if somebody could give me a clue why my score has dropped 15 points in the last month. I have closed and paid off about seven credit cards and paid off a loan. I am now only using my dividend miles card for purchases which gets the balance paid in full every statement.
I had a derogatory mark on my credit report which through my diligence has been expunged, so that should be a plus, very unsure of why I took a dip! I would think that it would have not changed much at all or improved.