01-05-2010 06:03 PM
01-12-2010 01:37 PM - edited 01-12-2010 01:38 PM
1 Equifax (FICO-based) BEACON (300-850)
2 Equifax (Equifax-based) Equifax’s ScorePower (300-850)
3 Equifax (VantageScore-based) Vantage Score (501-990)
4 Experian (FICO-based) Experian/Fair Isaac Risk Model (300-850)
5 Experian (Experian-based) Experian’s PLUS score (330-830)
6 Experian (VantageScore-based) Vantage Score (501-990)
7 Experian auto loan FICO score (250-900)
8 TransUnion (FICO-based) FICO Risk Score, Classic (300-850)
9 TransUnion (TransUnion-based) TransUnion’s TrueCredit score (400-925)
10 TransUnion (VantageScore-based) Vantage Score (501-990)
11 Proprietary scoring models developed by large lenders
12 Proprietary scoring models developed by major credit card issuers
13 Proprietary scoring models developed by others.
I'm new here, and I just put the above together. Did I miss anything?
01-12-2010 02:25 PM
I know that TU has a TransRisk score. I get it free through my Sears Citi card.
Also, I believe there are 2 TU Classic scores...the one we get here, and then the one pulled by most lenders. Ours here is an older model. They might be 98 and 04 (I didn't look that up...it's a guess).
01-16-2010 07:54 PM
I heard the "Free Credit Report.Com" score was a fake score, is it a FICO score?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO