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CreditOne denial Major Score difference

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Anonymous
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CreditOne denial Major Score difference

After my last score jump on 10/3 i app'ed for a CreditOne cc and was denied thru their pre approval offer. According to them as of 10/4/14 my score with EQ was only 502.. I am scratching my head over that one!!  According to SW my EQ on 10/4/14 should havce reported a 594.

 

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Revelate
Moderator Emeritus

Re: CreditOne denial Major Score difference


@Anonymous wrote:

After my last score jump on 10/3 i app'ed for a CreditOne cc and was denied thru their pre approval offer. According to them as of 10/4/14 my score with EQ was only 502.. I am scratching my head over that one!!  According to SW my EQ on 10/4/14 should havce reported a 594.

 


Did it give you a score range and more importantly did it say FICO on the notice?

 

SW here on myFICO is Equifax Beacon 9.0, or or EQ FICO 8 in our terms; any other score they pulled even a FICO one (there's a bunch) might not correlate.

 

TBH I'd view it as a blessing in disguise, can usually do better than CreditOne even sub 600 Smiley Happy.




        
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