Reply
New Contributor
Drefrombk
Posts: 58
Registered: ‎08-06-2008
0

Creditkarma.com?

Which CB does Creditkarma.com get their score from?
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
0

Re: Creditkarma.com?

Real FAKO from TU
 
Way innacurate!  Max is 950 or something
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007
0

Re: Creditkarma.com?

The name Creditkarma scares me.  It like you wake up on realize that you brand new 800 credit score is going down the tubes since you paid $45 on your payment of $54 and its 11:59:59pm on the due date.
09/12/2013 FICO: EQ: 772 EX:813 TU:752
New Member
Meebs
Posts: 1
Registered: ‎02-28-2009
0

Re: Creditkarma.com?

I don't know how Creditkarma.com calculates their scores, but they did change their scoring range in the last year to be in line with the proper ranges for FICO scores.  My Creditkarma.com score was only one point higher than my Equifax score, as retrieved from myFico.com.  I don't want to vouch for them entirely, but maybe they're not as far off as they used to be.

 

Meebs

Valued Member
Typogrammer
Posts: 49
Registered: ‎02-07-2008
0

Re: Creditkarma.com?

While they've recently changed the scoring range to be in-line with FICO scores, it's still a whacked-up TU FAKO. CK has me at almost 60 points over my TU FICO. At times it's been the opposite.


2/2008 :: TU 610 :: EQ 610 :: EX 638 :: Beginning scores
2/2009 :: TU 699 :: EQ 697 :: EX 690 :: 1-year mark
2/2010 :: TU 682 :: EQ 670 :: 2-year mark
Moderator Emeritus
ByrdMan
Posts: 7,975
Registered: ‎12-19-2007
0

Re: Creditkarma.com?

CK uses the same scoring system as TC, which is that stupid TU transrisk score, I believe. For them to state that range of 300-850 is not a good thing for them. It is reserved for FICO scoring.
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
New Contributor
jjmcc323
Posts: 57
Registered: ‎12-17-2008
0

Re: Creditkarma.com?

i think they base it on tu report my score mirrors my tu score right now it is 3 points lower then my fico tu score
Regular Contributor
specultr
Posts: 243
Registered: ‎11-29-2007
0

x

[ Edited ]

x

New Contributor
ezover
Posts: 69
Registered: ‎02-27-2009
0

Re: Creditkarma.com?

((Does Creditkarma actually pull credit reports from all 3, just TU, or none when scoring credit? I wonder if it can be used for bumpage. ))

 

what is bumpage and how dose it work?

getting there
TU 770 5/14/09
EQ 740
Regular Contributor
specultr
Posts: 243
Registered: ‎11-29-2007
0

x

[ Edited ]

x

 

 


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+