10-23-2013 12:56 AM
I guess I really don't understand the scoring model(s) creditkarma has.
Just updated, and my 2 new accounts posted:
1x amex, with CL $11,000.
1x chase UMPE CL $2,000.
Due to backdating my AAoA went from 1.94y to 2.58y
Total accounts from 5 to 7
Util dropped from 4% to 3%
CK score dropped from 734 to 718
Vantagescore went up from 820 to 825
Auto insurance stayed the same at 765
Home insurance jumped from 779 to 802.
Can anyone make sense of all of this?