I ended up working out a Deed in Lieu on my mortgage back in 2012. I noticed today, that even though the account is closed and noted as a DIL, the current status shows "120+ days late." This causes it to be flagged as currently delinquent. Is this correct and is it hurting my scores? If it's not correct, what should it be showing?
I'm just trying to figure out whether or not it's hurting me. And if so, is it huring enough to spend the effort to get fixed. I'm somewhat leary that if I dispute it, they may do something to make it even worse.