I mentioned that I OC'd Cap1 after the verified the CO from 1/02.
I looked at Equifax report and it reads:
Verified Belongs to You
Verified Prior Paying History is Reporting Correctly
Verified Current Status is Reporting Correctly
Verified Date of Last Activity is Reporting Correctly
Would you say it is pretty certain they can OC?
If so, given it reports largest past balance as $336 and outstanding debt as $1200 (interest?) do you think given this drops off in December and is way out of SOL, they'd go for any sort of PFD for the Past Balance ($336)?