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I have noticed that whenever there is a balance decrease on my Dell account my Equifax FICO score drops by a point or two because there has been a decrease of my account balance and my outstanding balance has dropped by 25%. This happens every time I pay the bill. I believe Dell has the accounts through WebBank or some such. Anyone else experience this reverse in logic?
I had an alert today that my Chase card increased $186, ( total due ), and my EQ dropped 6 points. Goes to show you that you can't out guess them.
Interesting....
I used to paid off my balance to ZERO, one month I left my balance to 9%...my score drop 7pnt. Dont understand why.